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Product Overview

What does EVO stand for?
EVO stands for EVOLUTION – moving from just a piece of plastic to a designer card for the young.

What do you mean by “designer card”?
The EVO look is personified by its see through metallic black and was the first in the country with a matching palladium chip. The Bank had tested this card design among the hip and the young segment, and the response was overwhelmingly positive.

What is the EVO card all about?
The RHB EVO credit card is a lifestyle card which targets the Young (21-30 years old) and the Young at Heart (up to 60 years old). It is RHB Bank’s trademark for the happening crowd.

Which brand is the EVO card?
EVO cards come in 2 brands; the EVO Visa payWave card and the EVO MasterCard paypass card. You may choose to own either one of these EVO cards or both.

What is meant by payWave and payPass?
The present second generation of EVO cards comes with added cardmember benefits, which are referred to as contactless cards. The contactless technology by Visa is called Visa payWave and for MasterCard, it’s called MasterCard paypass

How does the EVO contactless technology benefit cardmembers?
The contactless technology has all the advantages of the usual chip cards, combined with this contactless benefits at point-of-sale. This means that contactless payments are faster, more secured and more convenient as cardmembers need only tap the card at the reader located at cashier counters, whereby a receipt will be automatically issued – no signature is required and the card never leave your hands!

How does one perform the contactless transaction using EVO?
Simply follow these steps:

a. The blue light at the reader means it is ready for your contactless transaction
b. Hold your EVO contactless card at close range to the contactless reader
c. Tap your EVO contactless card and hold it close against the contactless symbols, until the yellow light appears. This indicates your transaction is being processed
d. Transaction is processed when the green light appears. A receipt will be automatically printed out for your own records and safekeeping

What is the Reward Points programme for EVO cardmembers?
EVO cardmembers will be enjoying the same Reward Points, whereby RM1 = 1 Reward Point. In addition to that, a multitude of privileges await EVO cardmembers.

How much is the minimum and maximum credit limit for EVO?
EVO’s credit limit starts from a minimum of RM3,000. The maximum credit limit depends on the applicant’s eligibility subject to the prevailing credit policies.

What is the minimum income requirement to apply for EVO?
EVO is open to individuals with minimum annual income of RM18,000. To apply, you must be at least 21 years old for a Principal cardmember and 18 years old to be a Supplementary cardmember.

What is the joining fee for EVO?
EVO is offered free and as such, there is no joining fee.

What are the annual fees for EVO?
Table below summarizes EVO fee structure:

Annual Fee Principal Supplementary
EVO Visa payWave RM100 RM50
EVO MasterCard paypass RM100 RM50
Combined cards RM150 RM75
 
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