With RHB Credit Card, it's a whole new world of privileges.
| WORLDWIDE ACCEPTANCE |
RHB Credit Cards are accepted worldwide. Whenever and wherever you may be, you can be sure that you will be attended to. |
PROTECTION PLAN
(GOLD CARD ONLY) |
Any items bought using RHB Gold Credit Cards are insured against loss, damage and theft up to 21 days from the date you purchased them. Total protection coverage is up to RM10,000 per year, for both you and your supplementary cardholders. |
| SUPPLEMENTARY CARDS |
You can apply up to a maximum of 5 supplementary cards (extended to your spouse, children and immediate family, who are 18 years and above). |
| LONGER CREDIT PERIOD |
You don’t have to settle your credit bills immediately. For added flexibility, you have extra 20 days from the date of your statement to settle the outstanding amount. This works out to about 7 weeks of credit time from the date you made your purchases. |
| INSTANT ACCEPTANCE & CASH ADVANCES WORLDWIDE |
RHB Bank VISA/MasterCard is accepted worldwide. It also gives you easy access to cash advance anytime at any of our RHB Bank Branches and at VISA/MasterCard Member Bank worldwide. |
| REWARDS POINTS |
Your RHB credit card lets you earn Reward Points. Every RM1.00 charged to the card earns you 1 Reward Point. You can accumulate your points to redeem exciting gifts, dining, insurance, holidays or to settle your annual fees. |
| TRAVEL INSURANCE COVERAGE |
Whenever you charge your travel tickets using RHB VISA/MasterCard, you are automatically insured. For those holding a RHB VISA/MasterCard Gold Card, your coverage is up to RM 600,000. If you are a RHB VISA/MasterCard Classic Card, your coverage is up to RM300,000. This coverage is also extended to your spouse and children (aged above 6 months and below 20 years), whose tickets you have bought using your card, subject to the maximum aggregate total stated. |
| WORLDWIDE EMERGENCY SERVICE |
If you’re caught in a fix and need fast help, get emergency help through the VISA/MasterCard Emergency Assistance Centres available worldwide.
VISA International 65-345-1345
MasterCard International 1-314-275-6690 |
| TRAVELLERS' CHEQUES |
When you buy travellers’ cheques at RHB Bank using your RHB Credit Cards, you will not be charged a service commission. |
| DISCOUNTED CAR RENTAL |
Enjoy a 25% discount from National Car Rental in Malaysia, Singapore and Japan, as well as attractive discounted rates around the world. |
Eligibility
RHB Credit Cards are open to individuals with annual income of RM18,000 and above.
If your annual income is RM48,000 or more, you are eligible to receive the RHB VISA/MasterCard Gold Card. For a RHB VISA/MasterCard Classic Card, your annual income should be at least RM18,000.
To apply, you must be at least 21 years old to be a Principal Cardholder and 18 years old to be a Supplementary Cardholder.
Annual Fees
There is no joining fee to own a RHB Credit Card. The annual fees are:
| Annual Fee |
Principal |
Supplementary |
| VISA/MasterCard Gold Card |
RM 130 |
RM 70 |
| VISA/MasterCard Classic Card |
RM 70 |
RM 40 |
| Combined VISA/MasterCard Gold Cards |
RM 220 |
RM 100 |
| Combined VISA/MasterCard Classic Cards |
RM 100 |
RM 60 |
|
