Issued by Cagamas Berhad for tenures of 30 days to 182 days or up to 365 daystraight forward cashflow management

Issued by Cagamas Berhad, backed by high quality housing loans purchased from government and financial institutions Mostly Islamic Issuance

Issued by Bank Negara Malaysia for tenures of 91 days to 364 days

Bond issued by the Malaysian Government with tenures ranging from 1 to 20 years

Long term Private Debt Securities with tenures of 3 to 20 years, issued by large corporate

Danarharta Bonds are issued to finance Pengurusan Danaharta Nasional Berhad for the purchase of non-performing loans from Financial Institutions

Danamodal Bonds are issued by Danamodal Nasional Berhad for the recapitalisation of Financial Institutions

Short term PDS:- Commercial papers (1, 3 or 6 months) Standard amount of RM 500,000

Yield:- Commercial Paper is generally 20 basis points above KLIBOR

Liquidity is generally higher in Commercial Paper due its shorter tenure

Rates more attractive than FD due to the inherent credit risk

IRS is an agreement between two parties, where one party agrees to pay fixed interest rate and the other agrees to pay floating interest rates

Potential users include borrowers, investors, fund managers and finance / leasing companies

Precondition for IRS includes RHB's credit approval and signing of ISDA documentation

It is an agreement between 2 parties to exchange interest and principal payment which is denominated in different currencies

It's main purpose is for foreign currency borrows to manage their FX risk

It is a contract between 2 parties where the buyer of the contract receives the right but not the obligation to buy/sell a currency at a specific price on a specific date

The main purpose is for corporate to hedge FX volatilities

It is an agreement between 2 parties where a settlement on interest rates is agreed to be exchanged on a future date

The main purpose is for corporate to manage interest rate volatilities